Archive for June, 2008
Welcome back Franco fan! Please share your thoughts and leave some comments!
How long do things stay new? It depends on your definition of “new,” but technically it is the moment right before you get your grubby little paws on it. So if that’s all it takes to label something “used” instead of “new,” people should consider buying discounted used products rather than their fully priced brethren. Sure, there is a whole litany of things that you don’t want to buy used (underwear, mattresses, and bathing suits come to mind), but many of the larger ticket items people purchase can be obtained at a bargain price in the used market.
Look…everyone likes going out to eat, so here are a few tips that Frugal Franco likes to use to make the experience a little easier on the wallet.
There is so much to say about this topic that I don’t know where to begin. I’ll start with a time sensitive deal that everyone should take advantage of if possible. Many grocery stores in my area (and I believe around the country) are offering a 10% bonus when you put your stimulus package (wait…this is suppose to be a kid friendly blog) rebate check toward an in store gift card. You don’t have to cash the physical check at the store. Instead you can put it on your shiny new cash reward credit card (that you had overnight delievered to you after reading yesterday’s post…very un-frugal of you) and save up to an additional 5% (depending on the reward structure). The Mrs. and I went hog wild with this one since grocery shopping is something we have to do every week. I wouldn’t recommend buying more credit that you can easily pay off when the credit card statement comes in the mail (or email) at the end of the month. Remember, if you’re going to use a credit card, make sure you pay it off IN FULL every month. Getting a couple percentage points back on all your purchases is great and all, but it’s never worth the double digit interest charges the credit card companies charge you if you carry a balance.
Wouldn’t you love to get paid for doing all your everyday tasks? Take a shower in the morning…$3, brush your teeth…$2, take the garbage to the curb…$4. Alright, so my analogies aren’t the best (fair warning — I love analogies), but hopefully you get the picture. But this type of opportunity is available to almost everyone through the use of no annual fee, cash back reward credit cards.
I use credit cards for two reasons 1) they are super convenient & 2) I get paid to do so. Credit cards can be dangerous if used improperly, so if you don’t trust yourself to pay off your balance IN FULL every month, than read no further. For those that can handle the responsibility, I highly recommend doing the following:
